Getting personal loans for private-sector jobs is searched by thousands in KSA whether Saudi citizens or residents. Therefore, Tayseer Company for finance offered a group of financial solutions without complicated conditions to serve workers in the private and government sectors.

In this article, we will introduce you all to private-sector loans for persons by showing their conditions, registration method, and the important required documents to get loans.

Can private-sector jobs get loans from Tayseer Company?

Sure they can get personal loans from Tayseer Company for finance only by some simple conditions. Tayseer Company offers personal loans with flexible payment durations to help you in achieving your dreams and be able to meet your instant needs like buying medical needs, traveling abroad, or marriage.

Tayseer Company offers loans characterized by the following:

* It is compatible with Islamic laws.

* The loan is up to 200000 SAR.

* Flexible contract duration to feel comfortable in payment.

* It doesn't include extra taxes fees.

* Tayseer bears the drop in the value of goods when selling.

Conditions of getting finance for private-sector jobs

They can get flexible personal loans from Tayseer Company compatible with the following conditions:

* The minimum average salary is not less than 3800 SAR for Saudis and 7000 for residents.

* Service duration is not less than 3 months for the government sector, 6 months for the private sector, and one year for residents.

* The age of applicant is not less than 19 years old.

* Filling in the form of getting a personal loan which is available on the website of Tayseer Company.

* Submitting all required documents for getting finance.

If you are compatible with these conditions, you will get approval of your finance successfully.

What are the required documents for personal finance?

Here are the required documents needed for private-sector jobs that need personal finance in KSA:

* Introduction letter of salary certified by the chamber of commerce in the private sector.

* Valid ID or residence.

* Social insurances.

* National address.

* Bank statement for 3 months.

How to submit personal finance online

It will take only a few minutes to do the following steps:

* Sign up to the website of Tayseer Company from "Here”.

* Choose the service "personal finance”.

* Click on "Request now”.

* Fill data required.

* The response to your request will be in minutes.

Can I calculate the monthly installment for my finance?

Tayseer Company offered a great advantage for private-sector jobs and the government sector as well that needs personal loans which refinance calculator. Tayseer calculator provides you with the following advantages:

* It enables you to calculate the monthly installment according to the amount of finance you need.

* It gives you the chance to know the annual profit the rate for your loan.

* The finance calculator makes you more aware of your coming loan and gives you a space to organize your financial priority during payment duration.

As for the way of using the calculator, it is as follows:

* After clicking on the personal loans on the website of Tayseer, you will find the choice "personal finance calculator”.

* Fill in the amount of finance and the annual contract duration.

* Click on "calculate”.

* The website of Tayseer will show you the amount of the monthly installment and the annual profit rate.

Actually, Tayseer Company changed the concept of finance in Saudi Arabia, so if you think about getting an online flexible finance, don't think for long and submit your request now.

In the context of the technical and digital transformation processes taking place in the Kingdom of Saudi Arabia, in an effort to keep abreast of the strategic plan towards the transition to e-government transactions, the Saudi Postal Corporation has created a "national address" to cover all regions of the Kingdom from the lowest to the maximum and develop it according to studied standard and technical specifications.

It has become obligatory for all individuals and establishments within the Kingdom to register in the national address, in implementation of Cabinet Resolution No. 252 issued on 7/24/1437 AH, where recently the registration service was available electronically in the national address. Through this article, we review the importance and mechanism of registration in the national address.

The importance of registration in the national address
Registration in the national address helps to complete many transactions with various governmental and commercial bodies or to benefit from public services and facilities within the Kingdom. Below are the most important advantages that accrue to the customer thanks to registration in the national address.

What are the services of the Saudi payment network “Mada”?

The national address is a mandatory requirement for completing banking transactions.
Take advantage of delivery and receipt services for vehicles insurance policy.
Ease of delivery of local and international purchases to the main address as well as the ability to deliver postal and parcel items to your address.
Ease of communicating in-kind needs to the address of the social security beneficiaries.
Make faster use of public services and facilities such as emergency services (ambulance and civil defense), health services, water and electricity services, communications services, and municipality, educational services for students.
Take advantage of the Absher services to receive documents, such as: passport, vehicle license, expatriate residence.

10 steps to register individuals for a national address via the website
1-Visit the page for registering a national address on this link
2-Then, clicking on the icon for registering individuals for citizens and residents
3-Then click on the new registration icon for citizens and residents
4-See the terms and conditions and then agree to them and then go to the individuals registration icon.
5-Enter location information, such as selecting a region, city, and neighborhood, and type the four-digit building number.
6-Verify that the site information is correct.
7-Enter personal information such as national identity and nationality, name, mobile and email.
8-Entering home information such as type of housing, ownership of housing, unit number, etc.
9-Enter the verification code sent to the registered mobile and press the Next icon
10-Review the data entered and then press record

Components of the national address
The national address consists of six main parts, as follows:

1-Building Number: A four-digit number that represents the number of a residential or commercial building inside the postal code.
2-Street name: The street on which the main entrance to the building or shop is located.
3-Neighborhood: The name of the neighborhood in which the building is located.
4-City: The name of the city in which the address is located.
5-Postal code: A five-digit postal code covering the specified area.
6-Supplemental number: A number consisting of four and similar to the building number.

Tayseer Finance calculator is considered one of the best calculators to know the value of the monthly installment and the annual flat rate for all kinds of finance. So, a lot of people depend on it before requesting finance, to know the information in detail.

In this article, we will know how to use this calculator to calculate the monthly installment and the best advantages of personal and institutional finances by Altayseer company.

Tayseer Finance calculator

It offers detailed information about your coming finance to help you in good financial planning and give you the chance to think of how to benefit from it perfectly.

This tool is offered by Tayseer Finance Company to give you the opportunity to calculate the rest of your monthly commitments in case of requesting the following:

* New car finance.

* Used car finance.

* Personal finance.

How to use Tayseer Finance calculator to calculate the monthly commitments

The usage of this calculator is so simple, all you have to do is the following steps:

* Go to the official website of Tayseer Company from “Here”.

* Choose the kind of finance you want to get.

* Enter the value of monthly income in addition to all the other expenses and it is necessary to define the number of dependents in the family.

* The site will provide you with the monthly commitments according to the details you entered.

How to know the average of APR

Tayseer Finance calculator helps to calculate APR simply by following these steps:

* Enter Tayseer's official site and determine the kind of finance by clicking on the icon at the top of the page.

* Write the value of finance that you need and then the period of the contract ( by years), then press “calculate”.

* Immediately the site will show you the APR in addition to the value of the monthly installment according to the requested amount of finance.

Can I pay the payment finance contract earlier?

Sure you can pay earlier by paying the rest of the completed finance amount added by the benefits of the coming three months, you can request simply in two ways:

* The first one: Register by your account to know the value of the required payment.

* The second one: call on 920010181.

The advantages of getting personal finance from Tayseer Company

In addition to the Tayseer Finance calculator and how it improves the management of your coming finances in a better way, there are more advantages you can get simply by your finance from Tayseer Company as follows:

* The period of payment is easy and scheduled ranging from 12 to 60 months.

* Personal finance is up to 200,000 Saudi Riyal.

* Possibility of early settlement.

* Stable and competitive flat rate throughout the finance period.

* The finance by Tayseer Company does not need a sponsor or salary transfer.

* Quick deposit of your finance to your account within 24 hours.

The advantages of getting institutional finance from Tayseer Company

We show you the best advantages of getting finance from Tayseer Company as follows:

* Tayseer Finance calculator enhances good financial management for your institution.

* Providing a specialized team to offer services.

* Free consultations for your finance.

* Finance is up to 100%.

* Quick processing of the finance request.

* Smooth payment solutions are specially designed to be suitable for your private work.

Tayseer Finance Company offers all services you need for your finance request whether personal or institutional finance, so don't hesitate to request now to benefit from all the distinguished services presented to you.

Financing is a credit means that enables the customer to borrow a certain amount of money in order to achieve his financial goals, and then he is obliged to pay the amount of the financing amount plus the costs related to it on the number of periodic installments for a specified period of time, according to the agreed financing contract. The customer may falter in paying the installments as a result of a sudden change in his financial position or mismanagement of the utilization of the financing and the failure to allocate a portion of the income to pay the installments.

When does a person get stuck?
A person becomes falter if he loses his ability to abide by his financial affairs due to the licensed financing bodies who in turn update the credit report of their clients to the licensed credit information companies in the Kingdom, such as the Saudi Credit Information Company “SIMAH”. This report contains information and data related to credit products obtained by the customer, including credit products that have been defaulted for 5 years.

Penalty for defaulting on loans
The default penalty for loan repayment varies according to the client’s conditions as well as according to the terms and conditions mentioned in the terms of the financing contract, among which:

Difficulty obtaining other financing in the near future.
Freezing bank accounts and reserving customer balances in accordance with the decisions of the concerned authorities in this regard.
The property may be seized if the financing is subject to a guarantee in accordance with the applicable laws and regulations.
Legal accountability and prosecution by creditors.

4 steps to help you avoid defaulting 
*Limiting borrowing to necessary and important matters and not borrowing more than needed.
*Organizing financial matters and ensuring that the monthly income is sufficient to cover the monthly expenses in addition to loan installments.
*Ensure that there is sufficient balance in the account before the installments are due.
*Immediately notify the bank in the event of changing financial conditions, such as changing salary, employment, or any developments that affect the fulfillment of the financial obligations owed.

[6 things that help you pay off debts]
The role of the Saudi Arabian Monetary Agency
The Corporation stressed the need for the funding agencies to take into account the troubled client’s conditions when any judicial decision is issued in their favor in the event that the customer provides the necessary guarantees. These entities are obligated to provide the option to reschedule the debt with the possibility to change the cost of the term without any additional fees.

The Corporation also obligated banks and finance companies not to deduct any amount from the customer’s account without a judicial ruling to that effect, but the financing authorities have the right to take regular measures against defaulting clients, including resorting to the competent judicial authorities, according to the decisions issued by the Saudi Arabian Monetary Agency , Provided that the clients are notified before taking any action against the customer in case he fails to pay for more than three consecutive months or five separate months during the financing period, provided that the last attempt to contact the customer through the national address.

Source: SAMA website

In April 2018, the Saudi Arabian Monetary Agency issued collection controls and procedures for individual customers, and these regulations set out the mechanism that financing agencies (banks and financing companies) must follow when communicating with individual customers and their guarantors with a view to collection in a way that guarantees the rights of all parties.

According to these controls, customers can, when their financial circumstances change, benefit from rescheduling the debt, and funding agencies are obligated - based on the customer’s request - to reschedule the debt in the event that the customer’s financial position is proven (compulsory) without giving new financing and without any additional fees and without any change At term cost. Funding parties are also obligated to reschedule the debt - based on the request of the client - in the event that the circumstances of the client are changed (optional) with the possibility of changing the cost of the term and without any additional fees. In these two cases, the financing contracts granted with the original guarantee are excluded.

Does dealing with unlicensed financial companies expose me to legal liability?

This question is asked by millions of people whether by those who search for personal finance or institutional finance, actually, it’s a very important question that a lot of people forget to ask before dealing with such companies.

So we will know more about unlicensed financial companies through the following lines and how dealing with them is dangerous. Also, we will know the right way to choose the financial agent to deal with and the most important insurances that should be taken before the agreement to the next finance.

What are financial companies?

They are numbers of institutions whose mission is to present financial facilities whether for persons or institutions which search for financial support to raise its standard and development.

Furthermore, getting loans from these institutions requires several steps that vary according to the conditions of each institution.

How do I recognize unlicensed financial companies?

If it’s your first time dealing with financial institutions, we ensure you that it is easy to know unlicensed financial companies in KSA through the official website of the Saudi Central Bank SAMA.

 The Saudi central bank introduces the service of recognizing unlicensed financial companies by applying the following steps:

* Sign in to the Saudi Central Bank.

* Enter the link from Here as it provides a list of all unlicensed financial companies.

* You can search for the institution you need to deal with and you will find all data required.

What are the dangers of dealing with unlicensed financial companies?

It is very risky to deal with such agents as it may expose you to the following:

* Being a fraud: you may be a fraud as a result of dealing with these companies whether to get a personal loan or for your institution.

* Endure financial costs: most of these unlicensed institutions cost unneeded illegal financial burdens.

* Legal problems: it may expose you to legal problems because for many reasons enduring lots of financial burdens are the most important ones.

Briefly, we can say that unlicensed financial companies exploit providing financial facilities to fraud people and institutions. It can give easy conditions but in return costs you illegal financial burdens that may expose you to illegal problems in the future.

How to choose the perfect financial agency?

It is your responsibility to choose the best financial agency to get legal financial facilities to avoid getting into trouble, but the question is: How to choose the best agency?

Simply it will not take a lot of steps, all you have to open the official site of the Saudi Central Bank and search for the list of available financial companies.

It provides several distinct services as the list of financial institutions and offer the following:

* The name of the agency.

* Classifications.

* Type of activity.

* Unified number.

* License number.

Important things that should be taken into consideration when requiring finance.

Before requesting your finance, make sure of the following matters:

* Making sure that the financial agency is licensed.

* It is favored to use the financial calculator which eases you in knowing the monthly installment value, the Flat rate, in addition to number of installments of the loan.

Tayseer Company is considered one of the best financial agencies ever whether for personal, institutional, or car finance. So, if you intend to get your next personal loan, don’t hesitate and get it now from Tayseer Finance.

Do you suffer from a crisis in managing your money soundly?

It is not an individual problem but it is a problem that faces thousands and millions of people around the world as a lot of normal people and businessmen suffer from financial confusion because of bad financial planning which leads them in the end to have problems of debt crisis.

So in this article will show you the concept of sound financial planning and its importance, and how to use it in real life.

Sound financial planning

It is a preprocessing step for a group of financial goals which are aimed to achieve in the short term or long term.

Good planning for the money helps you to manage your money effectively to be able to reach the goals you planned before and improve taking your financial decisions.

As for leading business, financial planning is an essential part of your institution in order not to face a debt crisis that may force you to close your institution because of bad financial management.

The importance of sound financial planning

It has great importance whether for the individual or the different institutions, so let us know more about the benefits of financial planning as follows:

* Achieving goals: it helps in reaching goals as it gives you a complete strategy to achieve in a short time.

* Evaluation of the current situation: when you start your way with good financial planning, you will find that it starts first with evaluating your current situation and that surely reflects benefits and put you on stable ground to start your trip toward success.

* Using your budget wisely: sound financial planning helps also in using your budget wisely in spending money in the wrong place and using it correctly.

* Deduction of dangers: as long as you are a good planner, dangers are deduced in your way as you already analyzed the current situation and understood the challenges and how work goes on, you will be able to deduce dangers efficiently.

* Quick development: it will grow faster, the more your financial plan is clear, the faster it develops.

Perfect financial planning steps

We can know more about the steps as follows:

Analysis of the current situation

The first step is analysis so it should be reasonable in order not to have troubles later, evaluate your current financial situation and know where you are exactly in the market if you are an owner, and calculate the expenses you spend with the income you get.

Specifying priority

Your second step is to specify your priorities and arrange your coming goals according to their importance in recent times, moreover, specify the cost of each goal you need to reach. For example, if you need to buy a new car and a new home, all you have to do is to know which one has priority at the current time and as a result, do it immediately.

Setting up a budget

After determining and arranging according to the priory, set up now a budget to reach each goal and then put a strategy to achieve each goal according to the budget with a necessary specific time plan to achieve what you want.

Sound financial planning is not a complicated process as though, but it is an important and smooth process in your way of finance. So start now your own way and achieve your goals in a short time.

 No one can doubt the increase in demand for financing products in the Kingdom, Tayseer finance obtained official licenses that allow it to provide various types of financing for individuals and companies, to provide the company with many facilities and quick response to the requests submitted to it.

The best personal finance company without a sponsor:

The conditions of Tayseer financing are considered the best in the finance field, Tayseer Finance is one of the best companies in Saudi Arabia that provides personal finance with easy and quick procedures. This is because they offer loans without a guarantor and do not require a salary transfer to a specific bank.

* This is in addition to the fact that the financing is fully compliant with the rules of Islamic sharia, with easy terms and there are no hidden or unclear fees.

* The value of the financing ranges from 20,000 Saudi riyals to 200,000 Saudi riyals. The application is approved very quickly, so there is no time for customers to waste.

* The financing only needs 60 minutes to be approved, because the company fully appreciates the value and importance of time.

* If you want to pay the financing contract early, this is your right, to pay the remaining amount in full. This is with the addition of three months in the future, and until you know the estimated amount for the early settlement.

* The company also gives the client the right to pay the financing contract early and pay the remaining amount in full. The company doesn't accept cash salaries, as the minimum financing amount is 20 thousand Saudi riyals, and the maximum is 200 thousand Saudi riyals.

* It is not required to transfer the salary to a specific bank.

* The company has a variety of conditions for Tayseer financing and easy ways to pay installments to facilitate customers, including payment with MasterCard, Visa, Apple Pay, and STC card.

* The financing is Shariah-compliant.

* It provides flexible contracting with a repayment period starting from 12 months and up to 60 months.

* You can register in your account or contact the company via the number 920010181.

What are the conditions of Tayseer financing?

 The registration steps quickly and without complications. The customer performs all the registration steps through the company's official website, and with advanced technologies, it provides the best financing products to customers. The care conditions of Tayseer financing are as the following;

* The age of the applicant for personal finance must not be less than 19 years.

* Personal finance is not limited to those who hold Saudis only, but residents also get it.

* A three-month work period is required for the government sector, six months for the private sector, and one year for residents.

* As for the salary, the minimum salary for Saudis is 3800 riyals, and up to 7000 Saudi riyals for residents.

* The national identity card is for Saudis and the residence card is for residents, and it is valid.

* Submit a letter explaining the person's salary after documenting it from the Chamber of Commerce for the private sector.

* A bank statement is submitted in the person's name for 3 months.

* Provide proof of national address, such as an electric bill.

Tayseer Finance Company No:

 The company provides many ways to communicate with customers, and this is one of its advantages. It has the best and fastest customer service, whether via email or the app. Or through social networking sites, especially Facebook and Twitter. This is in addition to the following contact numbers:

Toll-Free: 8001160011 Fixed number: 00966138921855 Unified Number: 8001160011

Follow Tayseer Finance on Twitter here.

In addition to a Facebook page.

Submitting for a personal loan became very simple nowadays, especially with Tayseer Company loans for all Saudi Arabia citizens and residents. Tayseer Company offers great facilities for those who need financial support whether for personal purposes or to develop their small corporates into medium ones. In this article, we will know all about submitting to get loans and the most important documents needed to get personal loans in 2022.

The fastest personal loan ever

If you are looking for the fastest personal loan submitted in Saudi Arabia, so Tayseer Company for finance is your goal. Tayseer finance offers the fastest personal loans, car loans, and small and medium corporates.

Any personal loan submitted of any kind offered by the company is responded only within to 60 minutes. It is considered the fastest loan ever in the Saudi Arabia Kingdom, after this step all you need is to submit the required papers and documents and then take your finance within a few days.

How do I submit for a personal loan from Tayseer Company?

The Company made loans so simple, as the finance process depends on advanced technology by the website of the institution.

* Register on “Tayseer Company” site.

* Press on “submit now”.

* You will find identity choices (if you are a citizen, it will ask you about your identity and your birthday, and if you are not, it will ask for your residential number and birthday.

* Complete the rest of the registration steps by filling in your data.

* The site will respond in only 60 minutes.

Advantages of Tayseer Company loans

* Loans are compatible with Islamic laws.

* Personal Finance is up to 200000 SR.

* The contract duration is flexible and you will get the loans fast.

* Submitting is online.

* Tayseer is distinguished by its complete transparency as there are no hidden fees for the client.

* Stable profit percentage in the whole finance duration.

* Early settlement is available.

* Loans don’t need a sponsor or salary transfer from a specific bank.

* Quick deposit for finance amount of money when accepted within 24 hours.

* Loans are available for citizens and residents alike.

What are the required documents for personal loans?

Here are the most important required documents for submitting Tayseer loan:

* Salary letter (signed by commercial room in private sector).

* Valid identity or residence.

* Social insurance.

* Local address.

* Bank statement of 3 months.

What’s next after submitting online finance request?

As soon as you submit online at Tayseer website, our guide will call you to help you in finance process. He will guide you to the nearest showroom to finish your request in only one quick visit.

What is the minimum limit for the finance salary?

The minimum limit for citizens or residents differs according to the loan needed. Have a look at the minimum limit cars and personal loans:

For car finance: 4000 SR for both citizens and residents.

For personal finance 3800 SR for citizens and 7000 RS for residents.

Tayseer company gets you on the way to go your own finance at once, only you register your request and wait for acceptance within a few minutes!.

Tayseer application is considered one of the best smart applications in the finance sector as it has many advantages that make it unique among other applications. Tayseer Company launched its site and smart application to facilitate the request for finance for Saudi citizens and residents in KSA.

Tayseer Company offers many services and the most important services are personal and institutional finance in addition to car finance. Throughout the following lines, we will know how to download the application and the steps to get your coming finance.

Tayseer application

It is the best way to get your coming finance as it has many advantages as follows:

* Easy usage: the smart application offers easy usage and simple steps to use.

* Speed: this smart application works so fast and surely that saves a lot of time.

* Quick response: the application is distinguished by the quick response of customer service as they offer the answers of all inquiries all the time.

* Safety: the application offers complete safety to your personal data as it cannot be shared with any external agents but it is encrypted during transferring or you can erase it from the application if you wish.

Briefly, it is the best application to get finance of all kinds.

How to download Tayseer application

The process of downloading is only requiring the traditional way like all of the other applications, just follow these steps:

* Just open the play store on your mobile whether it is Android, Apple, or Hawaii.

* You will find all links available on the website or search for the application in the menu of the smart store.

* After downloading, enter the application to discover all services presented.

What are the most important services of Tayseer Company?

The company offers many important services like personal, institutional, and car finance. Let's know about each service in detail.

Personal Finance

* It covers immediate financial requirements.

* It meets the required needs to cover educational and medical expenses.

* It can achieve the dreams of marriage expenses and renewing homes.

* It achieves the dream of traveling by providing the required financial support to do that.

Institutional finance

* Tayseer for finance offers support for actual and beginning projects.

* Offering financial solutions through easy facilities by Murabaha system.

* Providing different types of finances to, offer effective support to increase your trading activity.

Car finance

* Tayseer the company facilitates your coming car finance request with the least conditions.

* Tayseer application and the website of company offer a very smooth financial experience.

* Offering multiple options for car finance as Murabaha system, 50% to pay now and 50% later system, and in addition to monthly rent system for new and used cars.

How to request finance online?

Tayseer Company offered the ability to request your finance online through the website by the following steps:

* Choose the kind of finance you need.

* Register your request by clicking on "request now”.

* Fill in the required data.

* Wait for approval of your request within only 60 minutes.

* If approved on your finance, you have to submit the documents required to get your finance easily.

Tayseer Company facilitate your finance. If you need fast and easy financing, do not hesitate to download Tayseer application or sign in to the website of the company.

Personal finance is considered a kind of all kinds of finance represented to persons, this kind of loans is given to persons to meet their personal needs. Tayseer Company offers financial solutions with simple conditions for persons providing the opportunity for thousands of people to get loans and achieve their dreams quickly.

Through the following lines, we will know more about the way of getting personal loans from Tayseer Company and the most required conditions of getting this finance.

Fast personal finance from Tayseer Company

Tayseer Company offers the best financial technology to solve your problems that require fast and instant finance compatible with Islamic laws. You can get a personal loan instantly through Tayseer for many purposes as:

* Renewing houses.

* Marriage.

* Education fees.

* Support traveling finance.

* Support covering medical needs.

All this and more by the help of Tayseer, all you can do is to know the conditions and steps of requesting loans and send your request immediately to get the personal loan.

The conditions of the personal finance from Tayseer Company

You can get personal finance from Tayseer Company by number of conditions as follows:

* The age of the applicant should be not less than 19 years.

* The minimum salary is 3800 SAR for Saudis and 7000 SAR for residents.

* The service period should not be less than 3 months in the governmental sector, 6 months for the private sector, and one year for residents.

* Getting all of the required documents.

* Sending requests online.

After knowing the conditions of requesting personal loans, we will know the steps for getting them.

The steps of getting a personal finance

We will know about the steps of getting an instant personal loan from Tayseer Company as the following:

* Open the website of Tayseer Company from "Here”.

* Click on "request now”.

* Fill in the data required from the site.

* Wait for the approval of your request.

* After getting the approval, apply the requested documents to the authorized agency.

Why am I getting personal loans through Tayseer Company?

Simply because the personal finance you will get from Tayseer Company will be easy and smooth, also it is distinguished by the following:

* Compatible with Islamic laws.

* The period of the contract of finance is flexible.

* Personal finance is up to 200.000 SAR.

* The finance experience is easy and smooth and you can do it simply online.

* Getting approval is within minutes.

* Tayseer Company is obligated to complete transparency with clients as there are no hidden fees for the client.

* The company is doing quick deposits of money only within 24 hours.

* Salary is not transferred to a specific bank and finance does not need a sponsor.

* You can make an early settlement of the loan.

* The flat rate is competitive and fixed during the time of finance.

What is personal loans calculator?

It is a distinct service that helps you to know the value of the monthly installment of the loan. You can use this calculator by the following steps:

* Direct to the official website of Tayseer Company.

* Choose personal finance.

* Go to the financial calculator.

* Write the amount of money you want to get.

* Enter the period of the contract in years.

* Click on "calculate”.

* The site will show you the annual profit rate and the monthly installment immediately.

Personal finance is no longer a problem with Tayseer Company as it offers many personal loans with the simplest conditions in a short time. Don't think for long and request your finance now.

Financial distress is a common condition for companies and persons as some people may expose to such a problem as a result of different factors, and the companies as well. But do you know the procedures that should be taken to face this distress in order not to face legal problems?

In the following lines, we will know more about the concept of “financial distress” and the most important procedures taken when persons and institutions face such a problem.

Financial distress

It is one of the circumstances that persons and institutions of all kinds may face at any time.

At this condition, the institution can not pay its financial commitments or may face difficulty in payment. The reasons for that vary to reach to such a condition in companies, maybe because of high costs or problems in revenue and assets of the institution as it reaches the end of financial distress.

As for people, it may happen for many reasons. The most important reason is bad financial management, and not solving financial problems may expose the person to legal liability and face a lot of legal problems.

Financial distress in loans payment

This condition in payment loans to financial agencies of all kinds is common between people and institutions and may expose them to many problems, and the main reasons for that matter are the following:

* Having a loan whose installments exceed the monthly income of the person may expose him to financial distress in payment and as a result facing legal problems.

* No good financial management for people of institutions.

* Not using financial calculators before getting loans.

* Not identifying the purpose of finance before getting the loan as this step is very essential for people and institutions.

Importance of knowing procedures taken in financial distress cases

It is very important to know these procedures as it avoids your legal liability and be more aware of the steps you should do when exposed to a financial crisis that prevents you from payment.

The Saudi Central Bank SAMA represents the required procedures should be followed through the official website from the following link “possible financial distress loan management rules”.

How to run your loans perfectly?

When you think of getting a loan whether, for a person or an institution, you should do the following steps:

* Identifying the purpose of the loan: First, you should identify the main purpose of the loan, it may be not for one purpose but you may need the loan for many purposes. This identification is the best way to manage it perfectly.

* Specifying the value of the loan: after identifying the purpose, you will be able to calculate the average value of the finance you will get.

* Using the finance calculator: its mission is to ease calculating the value of monthly installments and number of the months and years of payment. Moreover, the calculation of the annual Flat rate of your own finance.

* Applying loan request to a trusted agency: now is the step of choosing the best company to get the finance, all you have to do is to choose a trusted licensed agency such as Tayseer Company for finance. Tayseer Company offers loans compatible with Islamic laws and gives the best financial solutions whether for personal or institutional finance.

Knowing the procedures for financial distress cases is a very important matter and studying your own finance is so important as well before getting your next loan in order not to expose to such a thing.

A lot of people wonder if finance of Tayseer is flexible in duration. Actually, it is one of the important questions asked by those who search for personal loans or institutional loans.

Therefore, we are going to answer this question in detail through the following article, and also answer more questions concerning with loans of Tayseer Company represented either to Saudi citizens or residents.

Why is finance of Tayseer perfect?

Tayseer Company is considered one of the best financial companies in KSA as it offers perfect financial solutions for persons and institutions and looks for achieving their dreams and meeting their needs, as it represents the following services:

* Flexible finance:  finance of Tayseer is flexible for all its customers either personal, institutional or car finance as it has a long duration to satisfy all customers.

* Quick response: customer service of Tayseer is so fast in responding to the requested finance within 60 minutes of submitting the request.

* Smooth conditions: the company facilitates all kinds of loans for customers so it didn’t impose complicated conditions, on the contrary, made the conditions for getting finance so smooth.

* Comfortable payment: the company offers comfortable payment services for loans as you can pay online.

How can you request flexible finance of Tayseer?

It is not difficult at all as you can follow these steps:

* Sign in to the website of Tayseer Company.

* Choose the type of finance you need.

* Submit your request.

* Fill in the requested data correctly and you will get a response within minutes.

Note: you should be compatible with the conditions so that your request is accepted, so we represent now the conditions for getting institutional loans from Tayseer Company.

What are the conditions for getting institutional loans from Tayseer Company?

Finance of Tayseer offers flexible institutional finance with all its sizes, with the presence of a group of requested documents as follows:

* Form of the request (signed by the customer ).

* Establishment contracts for the companies that show the manager’s powers.

* A copy of the main record and the branch that is not expired.

* Financial lists of the last 3 years revised by the legal reviser.

* Car list for car rental institutions.

* National address.

* Social insurance list.

* Bank statement for the last 3 months.

* The ID of the owner or owners.

Advantages of institutional finance from Tayseer

* Providing a specialized team for your service.

* Free consultations for finance.

* Relation manager especially for you.

* Finance is up to 100%.

* Quick processing for your finance request.

* Payment solutions are specially designed to be compatible with your work whether monthly or quarterly or mid-year.

Is there transportation finance at Tayseer?

Surely, finance of Tayseer Company offers flexible transportation finance that is needed by your institution. Also, the company provides complete insurance for your vehicles with no need to pay any extra fees.

Moreover, the institutions can request finance for only one car or hundreds of vehicles as your financial data and your revenues will have an essential effect on the decision of how many vehicles can be financed by Tayseer Company.

What is the percentage of institutional finance from Tayseer Company?

Tayseer depends on some factors like the sector, working years, and other things to determine the percentage of the finance and according to the price list of dangers.

Starting your journey as a businessman can begin now with finance of Tayseer.

Don’t hesitate and request your finance now!!!

Being defrauded is possible when you request personal or institutional finance as unlicensed institutions may get you exposed to fraud and that may lead you later to face unneeded judicial problems.

Therefore, in the following article, we guide you on how to deal with financial institutions and how to avoid fraud from unlicensed agencies, also, show you the most important steps in requesting personal finance from licensed agencies on the internet smoothly.

Personal finance in 2022

Requesting personal finance is a trend nowadays for many purposes all leading towards improving living and satisfying needs. Personal Financing helps individuals achieve their goals rapidly, especially with the variety of payment systems and financial solutions in funding institutions these days.

However, the crisis is still facing fraud from unlicensed finance companies, so we are going to know how to detect unlicensed institutions to avoid dealing with them.

How do you detect unlicensed financial institutions?

Saudi Central Bank “SAMA” revealed the names of the licensed financial institutions in Saudi Arabia where you can get finance confidently.

You can know this list by the following:

* Visit the website of the Saudi Central Bank “SAMA”.

* You can enter directly through this link to get the list of licensed institutions from Here.

* The site will show you the names of licensed institutions and the license number beside each company.

* Write the name of the company in the search box to make sure that the company you are going to deal with is in this list and immediately the name appears in the box.

If you did not find the name in the list, this means it is not licensed and therefore you can not deal with it to avoid fraud and judicial problems.

Important recommendations before dealing with financial agencies

We show you the most important recommendations that must be taken into consideration when dealing with financial agencies in 2022 are as follows:

* Choosing a licensed financial agency: First, you should choose a licensed financing agency from Saudi Central Bank SAMA to avoid fraud from untrusted agencies.

* Read the terms: before your request for a personal loan, read the terms and make sure you are suitable for these terms.

* Financing calculator: several financial companies offer this calculator like Tayseer company as it enables you to calculate the monthly installment and the annual profit rate according to the finance amount you request and the duration of the installment. So we advise you to use this calculator before submitting your request.

* Preparing documents: prepare the requested documents completely to be able to get approval for your request quickly.

You can submit your request successfully and get it fast.

How do you protect yourself from online financial fraud?

We advise you to follow these tips to protect yourself from online financial fraud in 2022:

* Don’t respond to unknown phone calls or email message which claim that they are licensed.

* Protect your mobile from hacking by putting security programs against any unknown institutions.

* If you are being fraud, directly report Saudi Central Bank to take necessary procedures against the accused agency.

Personal financial solutions from licensed agencies are your support to meet your needs and achieve your goals. Don’t think a lot and get your finance from a licensed agency now.

Do you want to have personal finance without a sponsor or salary transition?

Thousands of Saudi citizens and residents in Saudi Arabia need this so Tayseer Company offered the solution. With Tayseer finance, you will be able to get personal finance compatible with Islamic laws in a smooth way.

In this article, you will know how to get your private loan and the most well-known steps for getting personal loans in 2022.

Best personal finance without a sponsor or salary transfer

Tayseer Company offers the best personal finance without a sponsor or salary transfer guarantees all your needs and achieves all your dreams. The target of offering loans are as follows:

* Marriage.

* Education.

* Renewing houses.

* Medical needs.

* Traveling.

And other needs for the citizens or residents to have a perfect life.

How to get personal finance without a sponsor or salary transfer?

Simply you can do that in 2022 by Tayseer finance, by following some easy steps which enable you to get approval and start the procedures of taking the finance within days.

Tayseer Company eases all that with modern technology as all institution systems are dependent on the internet in everything. This makes you able to, get finance by applying on the website or application of the company and thus get also online approval.

What are the steps for getting a personal loan from Tayseer for finance?

Here are the most important steps for getting personal finance without a sponsor or salary transfer from Tayseer Company:

* Register on Tayseer Finance website or application.

* Apply your request whether it is personal finance, car finance, or installation finance.

* Fill in the data required by the site correctly and wait for a response within 60 minutes.

What are the required documents to get loans?

To get a loan from Tayseer Company, you will submit the following documents:

* The address.

* Bank statement for 3 months.

* Salary statement.

* Social insurance.

* Identity or residence.

All the documents should be valid and certified by the relevant authorities.

When are the documents submitted to get loans?

Required documents are submitted to get personal finance without a sponsor or salary transfer after approval of your request, customer service contact you if your request is approved and tell you what is the nearest branch for you to make an interview to submit your documents and sign the contract.

What is Tayseer Premium Service?

Tayseer Premium Service is considered one of the distinctive services for finance as it eases car finance for you offering the best collection of luxury cars in Saudi Arabia.

Tayseer premium offers the following privileges:

* Fast service.

* Submit the request from anywhere.

* Quick response.

* Delivering car to you home.

This service is available only to new luxury cars above 260000 SR.

Tayseer Company eases a lot of things for you.

With us, you will have your personal finance within days, as we offer your personal finance without a sponsor or salary transfer.

What are you waiting for? Have your finance now!!!

The financing for restaurants and kitchens is provided by Tayseer Finance to establish these projects, which have increased in demand by entrepreneurs due to their large profits, which are achieved if the restaurant is well-financed from the beginning, and then managed professionally and provides food with excellent quality with excellent and professional marketing to achieve great successes, all of this, of course, needs your support and financing that you want with easy terms.

The Best Financing for restaurants and kitchens:

Many financing services are provided by Tayseer Company to clients, including its financing for restaurants and kitchen projects. It provides the financing required for equipment, kitchen utensils, coffee makers, as well as ovens of all types and sizes.

Funding helps you expand the activity, establish new branches, and distinctively develop your restaurant services. Therefore, the company provides a lot of financing solutions that the project owner can choose from.

Simply you can prepare these documents to be submitted, they are as follows:

* The client submits the financing application form with his signature.

* The company's articles of incorporation are presented stating the powers of the manager.

* The project owner shall submit the financial statements for the last three years, to be audited by the legal auditor.

* Status card for the owner or owners of the medical facility.

* Submit your bank account statement for the last three months.

* The owner of the medical facility shall provide proof of the national address, including electricity and water bills.

* Submit a copy of a valid main and subsidiary record.

* Social insurance statement.

Advantages of financing restaurants and kitchens from Tayseer:

Tayseer Finance provides financing for restaurants and kitchen projects, making them more powerful. Because the owner of the project can provide all the required tools and equipment, with the possibility of establishing new branches. Therefore, customers achieve many benefits and endless advantages when dealing with the company, including the following:

* Tayseer provides financing for all types of restaurants and kitchens.

* The financing period is up to 36 months.

* Premium payments and financing commissions.

* Go through easy and quick procedures to obtain financing.

* Tayseer is one of the largest financing companies in the Kingdom, and it has official licenses that allow it to provide all types of rental and personal financing and financing to small and medium enterprises.

* It offers the best types of equipment and devices because it cooperates with the largest suppliers.

* Tamweel offers easy and flexible financial payments.

* Sharia-compliant financing for restaurants and kitchens.

* Very quick response to customer financing requests.

* The customer can calculate the installments using the financing calculator provided by the company on its website.

* The calculator quickly presents the amount of the monthly installment and shows the annual percentage rate (APR).

* A customer relationship manager is provided.

* The term of the financing contract is flexible.

* Customer service is available around the clock, with experts who can solve and deal with problems.

* Finance up to 100%.

* The customer gets an immediate answer to all questions and inquiries.

* The company provides free financial advice, which clients get through a trained team.

* The financial financing provided by the company to establishments with innovative solutions that facilitate payment is suitable for all customers.

* The customer can choose between more than one payment method quarterly, semi-annual and monthly.

* Ensuring every prompt and prompt processing of all funding requests.

* The company relies on the leased asset as a source of repayment and a primary guarantee.

* The customer pays a fixed monthly installment that does not change.

* The customer owns the equipment and tools at the end of the lease contract.

* Tayseer offers insurance for all tools and equipment without incurring any additional fees.

* The value of the assets on which the company relies is evaluated to ensure the facilitation of the financing process, in cooperation with large and specialized companies.

From the above, it is clear that kitchens and restaurants can be financed easily and easily, in cooperation with Tayseer Company, which is one of the largest financing companies in Saudi Arabia, especially as it has a great experience of more than three decades in financing for restaurants and kitchens, and it is always developing its services to achieve customer satisfaction.

* Connect with Tayseer You can subscribe with Al-Tayseer Finance Company through its official website and get its latest offers from here.

* You can also download the Tayseer application on Google Play from here. Follow Tayseer Finance on Twitter here.

In addition to a Facebook page. General Email: info@tayseerme.com Sales mail: sales@tayseerme.com Customer Care Papyrus: customercare@tayseerme.com Toll-Free: 8001160011 Fixed number: 00966138921855 Unified Number: 8001160011

From the company's perspective, the decision on the type of lease to obtain has a significant impact on operational efficiency in terms of profit and loss. It must be borne in mind that the decision that can be taken in this regard may vary depending on the circumstances and differences specific to the industry. In this article, we will discuss this topic in detail:

Financial lease, or otherwise known as capital lease, where the owner of the asset allows the benefit of the asset for an agreed period of time. Here the legal company that owns the asset is referred to as the lessor, and the user of the asset is known as the lessee.

Here, operational control of the asset rests with the lessee, and the entire responsibility in terms of risks and rewards associated with ownership of the asset rests with the lessee. As a result, the lessee will record the asset as a fixed asset in its contracts and record the interest from lease payments as an expense.

As for an operating lease, this type of contract allows the lessor to use the asset but does not retain ownership rights to the asset. These types of leases are considered a form of off-balance-sheet financing. Unlike a finance lease, an operating lease means that the leased asset and its associated obligations such as rent, or interest payments are not included in the lessee's balance sheet. It should be noted that there are certain requirements and criteria that must be met for an operating lease not to be classified as a finance lease.

Operating lease can broadly be considered a lease, i.e., lease payments are an operating expense with the leased assets not recorded on the company's balance sheet as they are spent on the income statement. On the other hand, a finance lease is very similar to a long-term loan or property. The asset is treated as owned by the lessee (for the duration of the agreement or contract) and is recorded in the balance sheet. Finance leases can be considered debt, as their value depreciates over time and interest expense is incurred. One thing that both types of lease have in common is that the lessor gives the lessee the authority to use the asset and return it at the end of a pre-agreed period of time.

After reviewing the concept of finance lease and operating lease in detail, determining which is better is summarized in the conditions and scenarios specific to the industry as mentioned earlier. An operating lease is usually suitable for companies that do not prefer or are not able to handle the associated administrative obligations when it comes to asset maintenance. They are usually an ideal choice for companies that do not want or do not need to show their assets on their balance sheet. On the other hand, finance leases are ideal for companies that want to purchase assets without committing to large upfront costs.

Understanding the differences between financial leasing and operating leasing is essential. The demands of each organization are different, and a complete understanding and awareness of the demands and risks associated with both types of leasing will greatly help in determining the most appropriate option for each company, whether you are the renter or the lessor.

Are you looking for the best financing companies in Jeddah? You will not search for a long time anymore, because Tayseer Arabian Company has provided you with the best financing solutions. Whether personal or institutional financing, in addition to car financing. Through the following article, you will know a lot about the best solutions offered by Tayseer Arabian Company, and how to apply these solutions through the Internet simply.

The best financing companies in Jeddah

 Tayseer is considered the best financing company in Jeddah and even in the entire Kingdom of Saudi Arabia, with many reviews from all customers who have benefited from the financing solutions it provides.

Tayseer is so prominent name that has a big success history in the world of finance, a history that began three decades ago and is still on the rise to this day. Tayseer started in the world of car financing, but in 2011 it obtained a license from the Saudi Central Bank “SAMA” to carry out the financial leasing business. At the beginning of September 2018, Tayseer was able to obtain three additional licenses for financing activities, which are financing productive assets, financing small and medium enterprises, and consumer financing. Expanding its financing business from leasing financing to all types of financing that we know today in 2022 makes it the best financing company in Jeddah.

Services of the best financing companies in Jeddah

Let's know the services of the best financing companies in Jeddah, "Tayseer Arabian Finance Company".

* Providing financing for cars, motorcycles, and marine vehicles for individuals.

* Car fleet financing for companies and institutions.

* Personal finance to meet the needs of individuals.

* Financing of medical equipment and devices.

* Providing financing for factory production lines.

* Financing of kitchen and restaurant equipment.

* Financing small and medium enterprises.

* Providing financing for heavy equipment.

* Financing medical services. Tuition fee funding.

How do you apply for personal financing at Tayseer?

 Applying for a personal finance application in Saudi Arabia for citizens and residents has become very easy. You can apply for your place, through the website or the smart application of the Tayseer Arabian Company.

Let's know the steps of personal financing through the best financing companies in Jeddah. Log in to the Tayseer website, and select "Personal Finance". Click on the "Apply Now" icon. Enter the required data. Finally, click on "Submit Application". You will get a response within just 60 minutes of submitting your request. Note: Make sure that the data entered is correct before sending, to ensure a quick approval response.

How do you apply for car financing? The steps for submitting a car financing application are not significantly different from a personal financing application, as the car financing steps are:

* Car Finance Calculation: Calculate your car finance simply with our car finance calculator.

* Applying: Submit your application online through the website of the best financing companies in Jeddah, "Tayseer Arabian Company", or through its smart application.

* Choose your car: Visit one of the showrooms approved by Tayseer Arabian Company, and choose the car you would like to have.

* Wait for data review: The Tayseer team will review the data provided and contact the authorized agent.

* Signing Contracts: The final step is to sign the contracts, and drive away with your chosen car.

How can l apply for financing?

Apply online. Prepare the required papers. After approval, visit the nearest Tayseer branch, and complete the rapid financing steps for the facilities. In short, if you want to obtain fast financing with smooth steps… Do not hesitate to contact Tayseer Arabian Company, the best financing company in Jeddah.

How do you obtain personal finance in the simplest terms? Tayseer Finance offers many facilities for both individuals and enterprises. The financing provided by Tayseer financial services helps in resolving crises and dispenses with obtaining loans that are compatible with Islamic law.

Tayseer's service for individuals is wonderful, as it allows you to obtain quick and easy financing terms and conditions. That is why, through the following lines, we review the most prominent of these terms, and we also will inform you of the most important services that Tayseer Finance Company provides to you in 2022.

What are Tayseer's financial services?

Tayseer Finance is one of the most prominent companies in the Arab region, specifically in the finance field. The services of Tayseer Finance are not limited to financing large facilities only;

* Tayseer financial services also provides financing to individuals with great facilities.

*  The company was launched specifically to provide financial support while providing the best financing solutions to ordinary individuals and entrepreneurs.

* As for Tayseer financial services, there are:

1. Personal finance.

2. Auto Finance

3. Enterprise financing.

From each of the previous types of financing, there are multiple facilities  For example; facility financing includes (transportation, heavy equipment, production lines financing, medical equipment, kitchen, and restaurant equipment, assets, point-of-sale financing, and central air conditioning).

Tayseer financial services for individuals:

Tayseer services for individuals, or as it is called “personal finance”. It is a type of financing approved by Tayseer Finance. This type ensures that the individual achieves his basic needs, and provides what he aspires to by providing material support for that.

The financing provided to you by Tayseer financial services includes the following:

* Personal finance for marriage.

* Tayseer financial services for education.

*  Home renovation.

*  Medical needs.

*  Travel.

For all the previous reasons, Tayseer Finance provides financial support, in a set of simple terms. These terms we will explain more.

The terms for obtaining personal finance:

 Now we will talk more about the most important terms required by Tayseer financial services for personal finance:

* Age: The applicant must be at least 19 years old.

* Salary: The minimum salary should be 3800 riyals for Saudis and 7000 riyals for residents.

*  Duration of service: The duration of work should not be less than 3 months for the government sector, 6 months for the private sector, and one year for residents.

What are the advantages of Tayseer Financing services?

After getting the aggregation with the conditions of Tayseer financial services for individuals, you are certainly wondering. What are the advantages of the company that it offers me when obtaining a personal loan? We answer this question through the following points:

* The personal finance service is available to both Saudis and residents, that is, it is not limited to Saudi nationals only.

* Easy and scheduled repayment period of 12 up to 60 months.

*  Possibility of early settlement.

*  Personal financing of up to 200 thousand riyals.

* Quick deposit within 24 hours.

* Competitive and stable profit margin throughout the financing period.

* Personal finance service is available without a guarantor or transferring a salary to a specific bank.

You can now benefit from all the services provided to you by Tayseer financial services, especially with the wonderful features that it guarantees for you. Do not miss the opportunity and get wonderful financing now through the simplest terms and the fewest steps!

Financial default is the failure of an individual and his lack of success in managing his financial affairs in the correct way; this may be caused by a series of financial mistakes such as excessive borrowing or lack of skill in financial planning in dividing the monthly salary or dealing with financial products, which costs him a lot of fees and loses his ability to fulfill Financial obligations within the predefined time frame.

6 ways to address financial default
Stop borrowing
A decision must be taken to immediately stop borrowing and firmly resist the desire to do so. Debt repayment through borrowing will never solve the problem, it may even aggravate it and the borrower will incur more costs. So instead of resorting to debt settlement by borrowing, other ways of solving this problem should be sought.

financial planning
Financial planning is one of the most important factors for the stability of the financial life of individuals. Financial planning is not limited to developing a plan to manage financial matters in the short term only, but extends to an advanced stage of life. Therefore, setting a monthly budget to control spending, determining the amount of monthly savings, getting rid of debts, choosing an appropriate insurance program, and setting up a retirement plan as a whole should be part of any financial plan, and by this it can be guaranteed not to fall into financial troubles or at least address them if they Occurred.
[4 steps to help you prioritize debt repayment]

Arrange debts and installments
Payment priorities must be determined by preparing a list of debts and due installments and arranging them according to the interest rate and cost, and then repayment starting from loans with a high cost and so on until the last installment is paid, this helps to reduce the total cost of debt. Attention must also be paid to the debts that must be paid on time in order not to negatively affect the credit report, such as the obligation to pay the minimum credit card.

Organizing expenses
The monthly budget is one of the successful means of arranging and tracking expenses, through which all aspects of spending are identified and divided into several items in order to facilitate their management, and then focus on basic expenses and stay away from purchasing what is not necessary, so that a portion of the money can be used later in Pay off some of the accumulated debt, and then get rid of debt faster.

Find a new source of income
When faced with financial stumbling, one should not give up and tolerate a solution to the problem, because its consequences will be disastrous. We must search for solutions to face this crisis, among which is the search for another source of income without compromising the current job, whether through obtaining additional work, or working from home, as many businesses can be accomplished via the Internet, and thus the individual may obtain an income that exceeds the size of The obligations, then you can take advantage of this increase in debt repayment.

Create savings plans
Learning the culture of saving is one of the important factors that help in achieving financial balance. Saving is a way to achieve future goals or face emergency financial situations. Money saved can be used to pay debts or address emergency financial crises. Therefore, savings must remain part of any financial plan. If the monthly income is fixed, then 10% of the salary can be saved.

There are many reasons that ultimately lead to financial failure problems, including insufficient income to cover all necessary requirements and luxuries, and then resorting to borrowing to cover these expenses, or exposure to sudden financial crises, or exposure to a significant loss in a project, so it must be Take proactive steps to control the situation. Realizing the importance of financial planning, learning a savings culture and not over borrowing, the individual avoids falling into trouble.

Source: SAMA website

The terms of Tayseer for getting personal finance are considered the easiest and most flexible terms in KSA. Tayseer Company offers flexible financial solutions for its customers whether personal, car finance, or institutional finance as well.

Tayseer institution puts a group of flexible terms to help you request personal loans, so let's know more about the terms through this article and then know the terms of the other kinds of loans presented by Tayseer Company for its customers.

What are the terms of Tayseer for personal finance?

Now we will know the most important terms to get personal finance within hours as follows:

* The age of the applicant to get the loan should not be less than 19 years old.

* The minimum average salary is not less than 3800 SAR for Saudis and 7000 SAR for others.

* The service duration for the government sector is not less than 3 months, 6 months for the private sector, and one year for residents.

After making sure of the compatibility of these terms and filling in the registration form for getting the loan, you will be contacted to complete your request successfully and submit the requested documents.

What are the terms of Tayseer for car finance?

Now we show you the terms requested for car finance are as follows:

* Age is ranging from 19 to 65 years old.

* Service duration in work is not less than 3 months.

* Valid Saudi car license.

* Achieving the principle of responsible finance.

* The minimum average salary is not less than 4000 SAR.

What are the terms of institutional finance?

Now let's know about the terms of Altayseer required for institutional finance of all kinds as follows:

* Fill in the form for the request and sign it by the client himself.

* Getting the complete required documents.

The required documents are the following:

* Establishment contracts for the companies with clarification of the authorities of the manager.

* A valid copy of the main and branch records.

*  The financial lists for the last 3 years were revised by the legal reviser.

* Car list for car rental institutions.

* National address for the client.

* List of social insurance.

* Bank statement of the last 3 months for the client.

* ID for the owner or owners.

What are the choices of car finance in Tayseer Company?

After having a look at the terms of Tayseer Finance, we will know now about the most important choices for car finance are represented to customers as follows:

* Car’s Murabaha: it is a choice that allows you to own the car from the first day with a payment duration up to 60 months.

* 50% now and 50% later: by this choice, you can pay 50% now and 50% later within one or two years.

* Monthly rent finance: this choice enables you to finance your car through the system of renting ended by ownership as payment duration can be ( 12-24-36-48-60).

Advantages of Tayseer Finance Company

Many advantages encourage you to experiment with finance from Tayseer Company as follows:

* Compatible with Islamic laws: all loans represented by the company are compatible with the principles of Islamic laws and have permission from the Sharia committee.

* Flexible payment: Tayseer Company offers flexible payment of loans for persons and institutions.

* Finance up to 100%: Tayseer offers finance for its customers up to 100% for institutions and finance up to 200000 SAR for personal loans.

* Online services: Tayseer Company offers online services as you can get loans by requesting online and payment services can also be online.

The terms of Tayseer Company ease everything for you as they are flexible and the steps of requesting are easy.

So, what are you waiting for?.. Request now and get the best loan in KSA.

Tayseer Financing Calculator helps you in the financial planning that suits your needs, According to your expectations for your financial conditions in the future.

Tayseer Finance is interested in providing innovative solutions that suit all clients and offers them distinctive tools that work online. You can use it in determining the value of financing and the percentage of installments, and their numbers simply, with easy and quick steps.

Based on it, you determine what you want, apply, and proceed with the required steps.

* Finance companies without guarantors:

You may encounter some obstacles, such as the need for a guarantor, but Tayseer Finance offers you smooth procedures for financing without a guarantor. It offers personal loans, car financing, and other Shariah-compliant facilities. All of these are on easy terms and without salary transfer or guarantor.

The sponsor must fulfill all the terms and conditions, and he isn't a first-degree relative. Knowing that the sponsor is required for expatriates to the Kingdom who request a driving permit to Egypt and Jordan.

Advantages of Tayseer Financing calculator:

Tayseer Financing Calculator is one of the most important features that the company provides to clients, with an additional set of advantages, including the following:

* Financing up to 100%.

* A fixed premium is paid.

* Your funding is approved quickly and within hours.

* You do not need a sponsor, and you get your financing with simple procedures.

* Financing is done without salary transfer.

* Cars are financed for a period of up to five years.

* All steps are completed and the online application form is filled out.

* Tayseer Financing Calculator is the perfect way to calculate all your financing details. But you must follow a set of steps if you want to finance your new car, which are as follows:

* Calculate the car financing:

You can do this through the Tayseer Financing Calculator by entering your details, including the term of the contract, and the percentage of each of the first and last payments.

*  Submit your application to the company online, and don't forget to keep your direct application number.

*  Go to the authorized agent to facilitate and choose the car you want, and tell them your order number. The company completes some procedures with the agent, to verify all the information that guarantees the quick approval of the application. The contract is signed and the vehicle is received.

 What is the importance of the theTayseer Financing Calculator?

Tayseer Finance provides the calculator for free on its official website, because of its importance for customers to calculate the monthly installments that are incurred.

The calculations that are made by Tayseer Financing Calculator come from a set of data that the customer provides, so they are designed for an indicative and approximate purpose. It should be noted that profit rates are subject to many changes according to the company's policies, and the numbers are rounded to the nearest decimal place value.

 You can easily use it to estimate the monthly installment, changing the data to keep track of how it changes depending on the data that is entered each time. The data required in the calculator is the price in cash, excluding VAT. The amount of the first payment, as well as the value of the last payment, and specifying the term of the contract in years.

Contract details taking into account that the contract for financing includes a set of items:

* Annual Profit Rate: It is a specific percentage through which the company shows the financing cost that it bears and appears as a percentage (APR), and it gives a true picture because it includes all the fees paid during the financing period.

* Amount of financing: the contract includes the amount that the customer will receive, clarifying the period required for repayment and the due dates of installments.

*  Asset leasing period: It is the period agreed upon between the two parties to the contract, and it shows the date of the beginning and end of the contract.

* The value of the monthly installment: The value of the monthly payments that the customer is obligated to pay on the specified dates is determined.

* The value of the last payment: It is the amount of the ownership payment, and its value reaches 30% of the total price of the asset or the car.

From here, it can be said that the Tayseer financing calculator is one of the basics that you should use, to get approximate figures for the value of the monthly installments and their number, as well as the value of the last payment that you determine yourself from the beginning, which affects the value of the monthly installments by increasing or decreasing.

Contact Tayseer Finance You can subscribe with Tayseer Finance Company through its official website and get its latest offers from here.

You can also download the Tayseer application on Google Play from here. Follow Tayseer Finance on Twitter here. In addition to a Facebook page. General Email: info@tayseerme.com Sales mail: sales@tayseerme.com Customer Care Papyrus: customercare@tayseerme.com Toll-Free: 8001160011 Fixed number: 00966138921855 Unified Number: 8001160011